BCBSNC BLUEADVANTAGE PDF

Apr - 01
2020

BCBSNC BLUEADVANTAGE PDF

Get quality health insurance to protect your children with Blue Advantage from Blue Cross and Blue Shield of North Carolina. BCBSNC offers a range of health plans for groups and individuals. by other health insurance as of the effective date of your Blue Advantage coverage. Get a lower-cost health insurance plan with Blue Advantage Saver from Blue Cross and Blue Shield of North Carolina.

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Pre-existing condition waiting periods may also apply. Purchase coverage for your dependent children without having to cover yourself.

Members who receive covered services out-of-network may be required to pay the difference between the provider’s actual charge and the BCBSNC allowed amount, in addition to the coinsurance amount. When you receive preventive care out-of-network you may pay more out-of-pocket. Serving North Carolina residents since This plan is eligible for an HSA.

Members who receive covered services out-of-network may be required to pay the difference between the provider’s actual charge and the BCBSNC allowed amount, in addition to the coinsurance amount. Blue Cross and Blue Shield of North Carolina does not discriminate on the basis of race, color, national origin, sex, age or disability in its health programs and activities.

You’ll have access to the largest provider network in the state, which means many of North Carolina’s best doctors and hospitals are at your fingertips. Other covered services may be subject to deductible and coinsurance.

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Both medical and pharmacy claims apply to the same deductible.

At a network pharmacy, you pay only a convenient copayment. You pay toward hospital costs until your deductible is met.

You can choose to purchase maternity or dental coverage with your health care plan. Some Blue Advantage Saver plans offer limited office visits.

Get a Blueadvaantage Quote. Other covered services may be subject to deductible bcbwnc coinsurance. With Blue Advantage Saver you get many of the same features found in a traditional copayment plan but with more flexibility to get just the coverage you need — at a lower monthly premium. In some cases you may also pay a separate prescription drug deductible first before you can pay copayments.

Health Plans

You pay a copayment for prescription drugs. Access your policy information, plus health information, tools and resources on your secure member site.

Before your deductible is met, you pay the total cost of your care. The content contained in this site is maintained by NCHealthplans.

BCBSNC Compare Blue Advantage to Blue Options HSA

You have the freedom to see out-of-network doctors and can visit a specialist without referral. Whether you want to manage a health condition or just improve your fitness and nutrition, BCBSNC has a program for you. For details on coverage limitations and exclusions, and terms under which the policy can be continued in force, please contact BCBSNC.

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You’re covered across the nation and in more than countries and territories worldwide through the Blue Card network.

BCBSNC Compare Blue Advantage to Blue Options HSA

You won’t pay more than your out-of-pocket maximum, no matter how high your annual expenses. Rates vary based on the coverage options you choose and your personal information, including age, number of dependents, county of residence, gender and health history and will be subject to underwriting.

And you’re covered with unlimited benefits for covered expenses over your lifetime.

Rates are effective January 1,through December 31, A separate pharmacy deductible may apply. Dental Blue is a separate product that provides dental-only coverage and is available at an additional rate. All three plans offer comprehensive coverage for preventive care. After you meet your deductible, you pay your coinsurance amount.

Choose from a range of options to suit your budget. Deductibles, coinsurance, limitations and exclusions apply to this coverage. For costs and further details bluaedvantage maternity coverage or Dental Blue, including exclusions and reductions or limitations and terms under which the policy may be continued in force, see your agent or write to BCBSNC.